Coconut helps you unmuddle your business and personal finances, so that you always have accurate figures at your fingertips. Making it easy to see how business is doing, whose payments are overdue, and what to set aside for tax every single month.
Tired of wasting valuable client-time on spreadsheets, paperwork, and tax returns? The tools in our accounting and tax app help you do all of your financial admin in a fraction of the time; freeing you up to focus on your work.
Getting the money-side right is a key pillar of building a successful self-employed business. By automating admin tasks and helping you stay on top of your finances as you go, Coconut's accounting and tax app helps you build the foundations you need to thrive.
With Making Tax Digital 2024 just round the corner, self-employed people operating as sole traders will soon be required to complete four tax submissions a year instead of one, using a digital product—like Coconut. Our tax app will make the transition seamless; sign up now and be ahead of the game.
“As soon as I started using [Coconut] I thought, wow—this is so easy and convenient, and almost addictive in a way. It has really, really helped me lighten the load, so that I can focus more on other things”
"Such a great app. It's so useful and is a pleasure to use. I did the majority of my tax return walking in a park, rather than agonising over bank statements with a calculator.”
“Within half an hour, everything was in order, everything made sense and the worries faded away. What a fantastic app. Easy to use, good looking with a beautiful UI/UX. It's a pleasure to have it in my armoury!”
With an up-to-the-minute overview of your income and expenses, and your tax set aside, you’ll feel more organised than ever when it comes to your finances—so you can make business decisions with confidence.Read more
Snap photos of your receipts, jot down notes on transactions and save paperwork in the cloud. With Coconut in your pocket, there’s finally a home for your records, safely stored for when you need them.Read more
Save time and energy by doing your bookkeeping in real time. We’ll help you track and manage your business expenses throughout the year, so you can be sure you’re claiming everything you can.Read more
Everything is easier when you break it down. Coconut’s app helps you prepare for your tax return throughout the year—so you can do your Self Assessment in minutes rather than days, and never have a surprise tax bill.Read more
As you grow, keeping track of who owes you money can be a real chore. Use the app to send branded invoices in seconds, track payments as they come into your bank account, and chase any late-payers.Read more
If you have an accountant, say goodbye to downloading and sharing bank statements. Share your business records with your accountant in real-time through the Coconut Partner Portal.Read more
Join over 8,000 other self-employed people using Coconut to get their finances in order, all for less than a couple of lattes each month – a lot less than unpaid invoices, forgotten expenses, or an unexpected tax bill.
Yes you can. We offer everyone a 30-day free trial (no card details required), so you can see how Coconut works.
Coconut is designed specifically for sole traders. Designed to give you a view of how your business is performing, help you work out how much tax you owe and track income and expenses. If you want to spend more time focusing on your business and not your accounting, Coconut is for you.
No, Coconut is not a bank—we're a smart tax app for self-employed people and accountants.
When Coconut started out in 2018, we offered a product that combined an accounting product with a business current account—and it was transformative for self-employed people in many ways. But over the last four years, we’ve learned a lot about the people that we’re trying to help. At the same time, the world around us changed massively, as has the industry we operate in.
So in 2021, we launched our smart bookkeeping and tax app—which helps self-employed people track income, send invoices, categorise expenses, and work out how much tax you owe in real-time. Seeing how useful it was to our customers, in January 2021, we made the decision to stop opening new business bank accounts for customers, so that we could double down on making our bookkeeping and tax tools the best they possibly can be.
Sole traders can connect their personal bank or current accounts to Coconut and begin to separate their business and personal transactions.
You can get in touch with us through the in-app chat or by emailing firstname.lastname@example.org
You can connect bank accounts and credit cards from over 25 UK providers. Take a look at the full list here.
Yes, you can! Users on either of our plans can access Coconut Web on desktop. To log in, simply use your existing mobile number and pin.
From tips on taxes to Self Assessments and expenses, we have advice for people in all stages of their business journey.