Terms and Conditions – Coconut Promotional Offers Linked to Revolut Pro

Effective Date: 12 October 2026
Version: 2.0

These Terms and Conditions (“Terms”) apply to two distinct promotional offers made available by @Coconut Platform Limited (“Coconut”,“we”, “us” or “our”) in connection with Revolut Pro: (A) a 24-month free Coconut subscription for qualifying new customers referred through Coconut; and (B) a 12-month free Coconut MTD Filing offer redeemed through Revolut Pro Perks. Each offer has its own eligibility and redemption process. Unless otherwise stated, the common conditions in Sections 4 to 7 apply to both.

Revolut and Coconutare separate businesses. The offers are provided by Coconut in connection with its commercial relationship with Revolut. By redeeming an offer you agree to these Terms, alongside Coconut’s applicable subscription terms.

1. Offer A - 24-Month Revolut Pro ReferralOffer

1.1 This offer is available only to a new Coconut customer who does not already hold a Coconut account or subscription and who is also new to Revolut and eligible to open a Revolut Pro account.

1.2 To qualify, you must create a Coconut account, follow the Revolut Pro referral or application journey provided through Coconut, successfully open a new Revolut Pro account, add money to it, complete a qualifying transaction of at least £5 using that account, and connect the account to Coconut through the account connection process in the Coconut app.

1.3   Coconut must be able to verify that you have met these requirements. Opening a Revolut Pro account remains subject to Revolut’s eligibility checks and terms; acceptance is not guaranteed.

1.4  Once eligibility has been verified and Coconut confirms activation, you will receive free access to Coconut’s standard software subscription service for 24 months beginning on the activation date notified to you.

2. Offer B – 12-Month Revolut Pro Perks Offer

2.1 This offer is available to an eligible Revolut Pro account holder who has access to Revolut Pro Perks and is shown the Coconut offer through that platform. Unlike Offer A, you do not need to be new to Revolut or open a new Revolut Pro account via Coconut. Offer B does not require the £5 qualifying transaction specified for Offer A.

2.2  To redeem the offer, you must select Coconut in Revolut Pro Perks and click to redeem the offer. You will be directed to Coconut’s usual sign up page, with a unique promotional voucher code appended to the sign up URL.

2.3  You must complete Coconut’s standard sign up process. New Coconut sign ups ordinarily receive Coconut’s standard 14-day free trial, subject to the sign up terms displayed at the time.

2.4  You may apply the valid Revolut Pro Perks voucher code during the 14-day trial or afterwards, subject to its validity and any redemption instructions shown. Coconut must confirm that the code has been accepted and the promotion activated.

2.5 Once activated, the voucher provides 12 months of free accessto Coconut MTD Filing. This benefitis limited to the MTD Filing service described in the offer; other Coconut services or paid add-ons are not included unless expressly stated atredemption.

2.6  The 12-month promotional periodstarts on the activation date expressly confirmed by Coconut when the voucher is applied. A 14-day free trial is a separate introductory benefit; the trial and promotional period are not automatically combined or extended beyond the dates Coconut confirms.

2.7 You must hold an eligible Revolut Pro account and connect it to Coconut to activate and retain this offer. A voucher code does not entitle you to the benefit if the eligibility or continuing conditions are not met.

3.  Promotional Entitlement and Limitations

3.1  Each offer is personal to the eligible customer, non-transferable and has no cash alternative. Only one promotional entitlement may be claimed per eligible customer unless Coconut expressly confirms otherwise.

3.2  The 24-month and 12-month offers are separate and may not be stacked, combined or used to extend one another, or combined with any other promotion, discount or free-access period, unless Coconut confirms this in writing.

3.3 The applicable offer, included service, duration and promotional start and end dates will be displayed or confirmed to you by Coconut. If a code is invalid, expired or already redeemed, Coconut may refuse to activate it.

4.  Continuing Revolut Pro Account and Connection Requirements

4.1  Throughout either promotional period, the qualifying Revolut Pro account must remain your own eligible account, open and in good standing, and actively connected to Coconut throughits Open Banking connection. You must renew any consent or authorisation needed to maintain that connection.

4.2  If your connection expires, is revoked or stops working, you are responsible for taking reasonable steps torestore it. Where reasonably practicable, Coconut will notify you of a detected disconnection and explain how to reconnect.

4.3 If the qualifying Revolut Pro account remains disconnected from Coconut for more than 14 consecutive days,Coconut may withdraw the promotional entitlement under Section 5. Reconnecting within 14 days prevents withdrawal solely on account of that interruption.

4.4 Ifthe interruption is caused by a system failure beyond your reasonable control, Coconut will assess the circumstances fairly before deciding whether to withdraw the offer. We may reasonably request evidence or information from you, Revolut or service providers to verify continuing eligibility.

4.5 Your Revolut Pro account and Revolut services remain governed by Revolut’s own terms. Coconut is not responsible for Revolut’s account approval, operation, restriction or closure.

5.  Refusal, Withdrawal and Ending Promotional Access

5.1 Coconut may refuse to activate or may withdraw an offer where you do not meet the relevant offer criteria; provide false or misleading information; use an invalid or improperly obtained voucher; breach these Terms or applicable Coconut service terms; close or lose eligibility for the relevant Revolut Pro account; fail to maintain the connection in accordance with Section 4; or misuseor fraudulently claim apromotion.

5.2 Coconut will act reasonably and proportionately when assessing suspected ineligibility or interruption. Where practicable, it will tell you the reason for withdrawal and provide an opportunity to correct a remediable issue.

5.3  Withdrawal ends your entitlement to further free promotional access. It does not itself authorise Coconut to start charging you; any continuation on a paid basis is subject to Section 6.

6.  End of Free Period, Subscription Charges and Cancellation

6.1 When the 24-month Offer A period ends, or when the 12-month Offer B period ends, the applicable Coconut service will cease to be free under that offer. Continued use may require a paid Coconut subscription at the price and billing frequency disclosed to you.

6.2  For Offer B, Coconut intends to charge customers who choose or have validly agreed to continue the Coconut MTD Filing subscription after the 12-month free period. For Offer A, the same principle applies after 24 months. Coconut must disclose the amount payable (including VAT, if applicable), billing frequency, first payment date, cancellation arrangements and any automatic-renewal arrangement clearly before a customer becomes bound to pay.

6.3 Any automatic conversion to a paid subscription will occur only where the customer has expressly accepted aclearly presented paid renewal arrangement and Coconut has the necessary payment authority. Redemption of a free voucher alone does not constitute consent to an undisclosed future charge. If no valid paid renewal arrangement exists, access may instead end or be restricted at the close of the free period until you choose a paid plan.

6.4  Before the free period expires, Coconut will give appropriate advance notice of the end date, the price and billing frequency that would apply, and how to cancel or prevent renewal, in line with applicablelaw and Coconut’s subscription terms.You may cancel in accordance with those terms without a charge for the remaining free promotional period.

6.5  If an offer is withdrawn earlyunder Section 5, Coconut will explain any paid continuation option before collecting charges. No fees will be imposed retrospectively for a temporary disconnection within the 14-day reconnection period.

6.6 Any statutory cancellation rights, cooling-off rights and required information about immediate access to digital services remain governed by applicable consumer law and Coconut’s subscription terms as presented during the transaction. Nothing in these Terms restricts those statutory rights.

7.  General Provisions

7.1  Coconut may change, suspend or withdraw either offer for new applicants. An already activated promotional period will not normally be shortened except for failure to meet an express continuing requirement, misuse or fraud, or a change required by law or a competent authority.

7.2   The Coconut service is governed by Coconut’s service terms and privacy information; Revolut accounts and services by Revolut’s applicable terms and privacy information. Nothing in either promotion is financial, tax or banking advice.

7.3 Personal data processed to administer these offers will be handled in accordance with the relevant privacy notices. Coconut may process or receive information reasonably necessary to confirm initial or continued eligibility.

7.4  If there is any inconsistency between the offer-specific provisions and the common provisions, the offer-specific provisions determine the eligibility, scopeand duration of that offer; the common provisions govern ongoing connection, withdrawal and paid continuation.

8. Contact Information

@Coconut PlatformLimited

Email: support@getcoconut.com

RegisteredAddress: 5 Cromwell Court, Oldham, OL1 1ET Company No. 09904418

Authorised and regulated by the Financial Conduct Authority (FCA) as an Account Information Services Provider (AISP). FRN: 931194

Revolut Ltd

30 South Colonnade, London E14 5HX Company No. 08804411

Authorised and regulated by the Financial Conduct Authority (FCA) as an electronic money institution. FRN: 900562.

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